UK Payment Gateway Pricing —
Up to 36% Cheaper Than Stripe

Low transaction fees, no setup costs, and next-day settlement for UK businesses of all sizes.

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✓ Up to 36% cheaper than Stripe
✓ No setup fees
✓ Next-day settlement

Choose your plan

Most popular
Growing Business
Under £200,000 / year
0.99%
transaction rate
  • ✓ All major card types (Visa, Mastercard, Amex on request)
  • ✓ UK & International cards included
  • ✓ No monthly minimums
  • ✓ Terminals from £25/month
  • ✓ Next-day settlement
  • ✓ Free next working day delivery
  • ✓ UK based support team
  • ✓ 18 month contract
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Best for business
Established Business
Over £200,000 / year
Bespoke
IC++ interchange plus plus
  • ✓ Market-leading interchange-plus-plus rates
  • ✓ Full cost transparency — see exactly what you pay
  • ✓ Volume-based discounts
  • ✓ Dedicated account manager
  • ✓ Custom API & integrations support
  • ✓ Monthly rolling contract
  • ✓ White-glove onboarding
  • ✓ SLA-backed uptime
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What is IC++ pricing?

IC++ (Interchange-plus-plus) is the most transparent way to pay for card processing. Instead of a blended rate, you see exactly what the card schemes charge (interchange), plus a small scheme fee, plus our margin. High-volume businesses typically save significantly compared to blended rates.

Interchange feeVariable
+ Scheme feeVariable
+ Monek marginFixed
= Total costTransparent

Everything included in every plan

⚡
Free Setup
No installation fees, no joining fees. Get started for free.
📅
Next-Day Settlement
Funds in your account the next business day.
🇬🇧
UK Support
Real people. UK based. No outsourced call centres.
💳
All Card Types
Visa, Mastercard, contactless, Apple Pay, Google Pay.
🔒
PCI Compliance
We handle PCI compliance so you don't have to.
🏪
Online & In-Store
One account for card machines, online payments, and pay-by-link.

How Monek Compares

ProviderTransaction RateSetup FeeContractSettlementSupport
Monek0.99% blendedNone18-monthNext day24/7 UK
Stripe1.7% + 20pNoneNo contract2 daysOnline only
WorldpayVariableSetup fee18-month1 dayPhone
Mollie1.8% + 25pNoneNo contract2 daysOnline only

Frequently asked questions

Ready to cut your processing costs?

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