Learn how to prevent, respond to, and win chargeback disputes. Our expert guidance helps protect your revenue and maintain a healthy merchant account.
A chargeback occurs when a customer disputes a transaction with their bank, and the bank reverses the charge. This consumer protection mechanism can impact your business if not managed properly.
Understanding the timeline helps you respond effectively
A customer contacts their bank to dispute a charge on their account.
The card issuer temporarily returns the funds to the customer and notifies you.
You have 7–21 days to provide compelling evidence to challenge the chargeback.
The issuing bank reviews evidence and makes a final ruling on the dispute.
To successfully dispute a chargeback, you need to provide clear, organised evidence that proves the transaction was legitimate and the goods/services were delivered as promised.
The stronger your evidence, the higher your chances of winning the dispute. Our chargeback specialists can help you build the most effective case.
Get Expert HelpThe best chargeback is the one that never happens
Ensure your product descriptions are accurate and comprehensive to prevent misunderstandings.
Use a recognisable business name on customer statements so they can identify the charge.
Respond quickly to customer inquiries to resolve issues before they escalate to chargebacks.
Maintain thorough records of all transactions, including receipts, shipping info, and communications.
Display your refund and return policies prominently and honour them consistently.
Use tracked shipping and require signatures for high-value items as proof of delivery.
Our dedicated chargeback team is here to help you respond effectively and protect your business. Time is critical — contact us immediately.